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Subcontract#: 1706-1050 <br /> Hoffman shall have the right to make joint check payments to Subcontractor and its second tier Subcontractors or suppliers if Hoffman <br /> deems such action necessary to adequately protect its interests or the interests of Owner. <br /> If Subcontractor defaults in its obligations to make payments to its second tier subcontractors or suppliers,Hoffman may,after notice <br /> to the Subcontractor,make such payments directly to such second tier subcontractors or suppliers and deduct the amounts of such payments from <br /> • Subcontractor's Final Payment. However,nothing contained in this Agreement shall be understood to create a contractual relationship between <br /> Hoffman and any of Subcontractor's second tier subcontractors or suppliers. <br /> If Hoffman overpays Subcontractor,Subcontractor shall repay Hoffman within five(5)days of Hoffman notifying Subcontractor of the <br /> overpayment. Any overpayment not timely reimbursed to Hoffman shall bear interest at the rate of 12%per annum. <br /> t t. Deduction for Cost of Bondt. Hoffman shall be entitled to deduct 1%from each payment or pay estimate paid to Subcontractor to <br /> reimburse Hoffman for bonds,association fees or dues,and overhead costs incurred by Hoffman upon the Project. <br /> 12. jpsurance. Subcontractor's Insurance. Subcontractor will purchase and maintain the insurance described in this Paragraph 12. <br /> 12.1. Prior to commencing Work,Subcontractor shall,at its sole expense,procure and maintain insurance of the types,and in the form and <br /> amounts described below from Insurer(s)authorized to transact business in the state where Work or operations will be performed by Subcontractor. <br /> Such insurance and required coverage in forms acceptable to General Contractor shall be placed with admitted insurers that maintain an A.M.Best's <br /> rating of not less than A-VII,unless otherwise approved by the General Contractor.The insurance requirements described below shall be maintained <br /> uninterrupted for the duration of the Project,including any warranty periods,and shall protect Subcontractor,and others for whom and/or to whom <br /> Subcontractor may be liable, for liabilities in connection with work performed by or on behalf of Subcontractor, its agents, representatives, <br /> employees or subcontractors. <br /> Insurance Requirements: <br /> A. Commercial General and Umbrella Liability Insurance. Subcontractor shall maintain commercial general liability("CGL")and, if <br /> necessary,commercial umbrella insurance,with a limit of not less than$2,000,000 per occurrence,bodily injury or property damage liability; <br /> $2,000,000 per offense, personal and advertising injury liability; $2,000,000 products-completed operations aggregate; and $2,000,000 <br /> general aggregate applicable to claims other than products-completed operations.To the extent that Subcontractor's CGL and any commercial <br /> umbrella insurance are subject to aggregate limits,the policy shall be endorsed so as to apply such aggregate limits separately to the Project. <br /> Coverage afforded under Subcontractor's CGL and any commercial umbrella insurance shall be provided on an occurrence basis and shall be <br /> subject to the terms of the Insurance Services Office("ISO")Commercial General Liability Coverage Form CG 0001,or a substitute form <br /> providing coverage at least as broad as the ISO form specified.There shall be no limitations or exclusions of coverage beyond those contained <br /> in the standard coverage form and coverage shall include liability arising from premises,operations, independent contractors, products- <br /> completed operations including construction defect,contractual liability or personal injury and advertising injury. <br /> General Contractor,its officers,directors and employees and Project Owner(s)shall be included as additional insureds under Subcontractor's <br /> CGL, and any commercial umbrella insurance, with respect to liabilities arising out of both the ongoing and completed operations of <br /> Subcontractor.Such additional insured coverage shall be subject to the terms of ISO additional insured endorsement forms CG 2010(ongoing <br /> operations)and form CG 2037(products-completed operations),or substitute form(s)providing equivalent coverage. <br /> Additional insured coverage afforded by Subcontractors CGL,and any commercial umbrella insurance,shall be primary and non-contributing <br /> with respect to any insurance or self-insurance available to General Contractor or Project Owner.Such primary and non-contributory insurance <br /> shall be subject to the terms of ISO form CG 2001(Primary and Noncontributory—Other insurance Condition)or its equivalent.Any other <br /> insurance or self-insurance maintained by General Contractor or Project owner shall be excess of,and non-contributory with,the coverage <br /> afforded by Subcontractors CGL and commercial umbrella insurance,if any. <br /> In addition to procuring and maintaining CGL,and any commercial umbrella insurance,for the duration of the contract,Subcontractor agrees <br /> to continue to procure and maintain the products-completed operations liability insurance coverage for a minimum of three(3)year(s)after <br /> the date that the Work is substantially complete. All terms and conditions of such coverage shall be maintained during this completed <br /> operations period,including the required coverage limits and the requirement to provide General Contractor and Project Owner with coverage <br /> as an additional insured for completed operations. <br /> B. Commercial Automobile and Umbrella Liability Insurance. Subcontractor shall maintain automobile liability and, if necessary, <br /> commercial umbrella insurance,with a limit of not less than$1,000,000 each accident.Such insurance shall cover liability for bodily injury <br /> and property damage arising from the use or operation of any auto,including those owned,hired or otherwise operated or used by or on behalf <br /> of Subcontractor.The coverage shall be subject to the terms of ISO Business Auto Coverage Form CA 0001 (1990 edition or later),or a <br /> substitute form providing equivalent coverage. <br /> C. Workers'Compensation and Employers Liability Insurance.Subcontractor shall maintain workers'compensation coverage providing <br /> statutory benefits.Subcontractor shall additionally maintain employer's liability insurance,and if necessary,commercial umbrella insurance, <br /> with a limit of not less than:$1,000,000,bodily injury by accident-each accident;$1,000,000,bodily injury by disease-policy limit;and <br /> $1,000,000, bodily injury by disease each employee. Workers' Compensation coverage must extend to every employee, including <br /> owners/officers of a closely held corporation and/or individuals operating as a sole proprietorship or partnership.Workers Compensation must <br /> provide coverage in the state where the Project is located. <br />